What it costs

section1

325000
$175,000$4,000,000
150000
$0$3,200,000

section2

This home does not have enough equity for a Swiched agreement

You may qualify for up to:

How much cash do you want?

265000
$30,000$500,000

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Your home’s value will be determined by an independent third-party valuation or appraisal

Amount you receive represents gross investment payment. Transaction expenses and an origination fee of 4.9% may apply and can be paid from investment proceeds. Transaction expenses include appraisal, title, credit and escrow fees paid to third parties and may vary depending on the specific property. This estimate is for informational purposes only.

Scenario planner

Estimated Future Home Value:
7Years
1Years10Years
2%
-5%5%

How much will I owe?

Swiched Share: $

Annualized Cost:%

This is what you will pay Swiched to buy-out your home equity agreement in this scenario. Additional closing costs may apply depending on home specific criteria. Annualized Cost is not an APR. Annualized Cost is a compound annual growth rate.

Your Share:

This is your gross share of the home’s future value. It does not include reductions for expenses you will bear (e.g., satisfaction of mortgage obligations or other liens, payment of real estate sales commissions or other transaction costs including those listed in the HEA contract)

This calculator assumes a 19.99% Maximum Return Cap and a 2.3X Multiple. Maximum investment payment may vary based on residency and ownership status.

See how Swiched stacks up

Chart is for illustration purposes only as rates change frequently. Examples show representative loans for a consumer with fair credit (700 FICO). Exact rates will vary based on credit score and other factors, such as existing customer or auto-payment discounts. Assumes $60,000 loan amount. Interest Rates accessed as of 2/22/2025. Calculations use the maximum Term when a range is provided. Credit Card payment computed as interest plus 1%. Source: Bankrate Credit Card , Bankrate Home Equity, WSJ, Reverse Mortgage